Table of Contents
A Note to All Our Readers from Jean and Kathryn viii
Introduction: How to Money 1
Part 1 Earn It 13
Chapter 1 Let's Get to Work: You Can't Really Learn to Manage Money until You Get Some 14
Chapter 2 Starting Your Own Business: There Are So Many Ways to Turn Your Free Time into Money-Making Opportunities 39
Chapter 3 The A to Z of Allowance: From Asking for One to How to Use It Best 46
Part 2 Manage It 55
Chapter 4 Set Your Goals: The Only Way to Get What You Want Is to Know What You Want 56
Chapter 5 How to Budget: The Pathway to Making Your Money Work for You 68
Chapter 6 Hey, Where's My Money? Banks, Checking and Savings Accounts, Debit Cards, and More 80
Chapter 7 Give Me Some Credit: Why Credit Is So Important to Your Bright Financial Future 96
Chapter 8 Investing = Making Money in Your Sleep: When You're an Investor, Your Money Is Always Working for You 114
Part 3 Use It 143
Chapter 9 Spending Smart: You Don't Need It, and You Might Not Even Really Want It-So Why Did You Feel Compelled to Buy It? (We Know; We've Done It, Too) 144
Chapter 10 Big-Ticket Items: Your First Car and First Apartment Are Closer than You Think 157
Part 4 Get Schooled 171
Chapter 11 Getting an Education: College Is Only Worth It If You Graduate 172
Chapter 12 Your Career-And Your Paycheck! Yes, You Should Start Thinking about Your Options Now 191
Part 5 Look to the Future 203
Chapter 13 Health is Wealth: Why Staying Healthy Is a Good Move for Your Life (and a Smart Money Move, Too!) 204
Chapter 14 How to Money-Happily: Now You Know All the Secrets 214
Your Next Big Steps 223
Acknowledgments 225
Glossary 227
Selected Sources 237
Index 238